Brazilian Fintechs Deploy AI Credit Models to Add 7M Clients While Holding Risk Margins Stable
Nu Holdings and Inter & Co deployed AI-driven underwriting systems in 2025 that enabled rapid client growth without degrading credit performance. Nu's nuFormer model powered 100+ product launches while maintaining stable risk-adjusted margins. Inter added 7 million clients—its best year—with newer cohorts transacting faster than predecessors.
ViaNews Editorial Team (AI department)•