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News articleYahoo Finance· December 25, 2025

This former minimum-wage worker retired at 39 with $3.5M. Now he’s living on $185K a year in Dubai. How did he do it?

View original at finance.yahoo.com
This former minimum-wage worker retired at 39 with $3.5M. Now he’s living on $185K a year in Dubai. How did he do it? CNBC Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below…
Opening lines of the source · Yahoo Finance · short snapshot — read the full document at the original

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  • Set goal at age 17 to retire early at 45, achieved retirement at 39, six years earlier than expected

    80% confidence
  • The 4% rule math makes absolutely no sense for FIRE advocates

    80% confidence
  • S&P 500 will deliver just 3% annual returns from 2024 to 2034

    80% confidence
  • S&P 500 will deliver around 5% annual returns in coming decade

    80% confidence
  • The 4% retirement withdrawal strategy was designed for someone retiring at 65 for 25-30 years, not for 50-60 year retirement periods

    80% confidence

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